When looking for data sources for analytics, I've often overlooked the broadsheets and local press. However, in the age of digital news it's becoming easier and easier to find information about people and their behaviours.
This article in the Derby Telegraph just shows what you can find out about driving convictions in the local magistrates court. With some text analysis and a rules engine, it would be easy to determine if one of your insured has been convicted, and also determine using predictive and adaptive analytics, if that person is at risk of further increasing their risk.
No seat belt and no insurance - which drivers have been convicted in Derby's courts?